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HBL Careers 2025 – CAD Trainee Program for Fresh Graduates

Posted Date: September 13, 2025 | Posted By: Web Jobs

HBL Careers are open for dynamic and qualified individuals seeking a career in the banking sector. Applicants must hold a Bachelor degree in a relevant field to be eligible. The last date to the HBL Latest Jobs apply is September 26, 2025.

Habib Bank Limited (HBL) is Pakistan’s biggest and most prestigious bank, serving thousands and thousands through a robust country wide and global presence. With a legacy of consider and innovation, HBL leads in virtual banking and inclusive economic services. The bank offers a dynamic workplace culture, focused on growth, performance, and customer excellence.

HBL Jobs 2025 offer an exciting opportunity for fresh graduates and professionals to kick-start their career in banking through the CAD Trainee Program in Risk Management. This program is designed to provide hands-on experience in credit documentation, proposal review, risk monitoring, and vendor management. Candidates with a Bachelor’s degree or relevant qualifications and experience are eligible to apply and gain exposure to one of Pakistan’s leading banks.

These HBL Careers 2025 positions are available in Karachi, Pakistan, allowing applicants to work in a dynamic banking environment while developing skills in stock evaluation, insurance handling, and credit analysis. The program aims to groom trainees into competent professionals who can contribute effectively to HBL’s risk management operations and overall business growth.

Vacant Positions

Habib Bank Limited Jobs 2025 Eligibility Criteria:

The HBL CAD Trainee Program – Risk Management is a great opportunity for fresh graduates to start a banking career. Trainees will handle credit proposal reviews, documentation, risk monitoring, and vendor management, gaining practical experience in banking operations.

The program also involves stock evaluations, insurance management, and pledge monitoring. Candidates with a Bachelor’s degree and 0–1 year of experience can apply. Positions are open in Karachi, Lahore, Islamabad, Multan, Faisalabad, Gujranwala, and Sialkot, with the last date to apply September 26, 2025.

Candidates ought to possess amazing management and conversation competencies to control groups and ensure compliance. Both ladies and men from across Pakistan are endorsed to apply on open advantage.

Position: CAD Trainee – Risk Management

Key Responsibilities:

Credit Proposal Review:

  • Review credit proposals (CPs) for completeness, accuracy, and policy compliance.

  • Ensure CPs are approved by all relevant stakeholders.

Credit Documentation:

  • File/register bank charges with authorities and perfect securities before line release.

  • Monitor post-disbursal compliance of deferrals and securities per Credit Policy, Credit Procedures Manual, and CAD Internal Process Manual.

  • Daily review of transactions (ATs/OTs, referral cards, deal tickets) and ensure no procedural exceptions.

  • Maintain sufficient inventory of finance and security documents; reconcile physical inventory with system records.

  • Highlight deficiencies, escalate to management, and ensure ratification.

  • Ensure records are accurately classified and up-to-date in the system.

Vendor Management:

  • Handle legal procedures, valuations, stock inspections, surveyors, and related activities within agreed SLAs.

  • Conduct joint visits with Business teams to verify properties, document observations, and validate valuations.

Stock Evaluation / Stock Inspection / Insurance:

  • Conduct periodic stock evaluations and review insurance policies as per procedural guidelines.

  • Manage pledge processes, outsourced agencies (muqaddam), DP monitoring, DO issuance, and reporting of shortfalls or forced lifting cases.

  • Ensure proper follow-up and reporting in CAD monthly updates.

Qualifications & Experience:

  • Education: Bachelor’s degree in any discipline.

  • Experience: 0–1 year (fresh graduates welcome).

Assistant Manager Jobs 2025

HBL Bank Careers 2025:

Habib Bank Limited - HBL Jobs Latest

Posted on:September 13, 2025
Category: Government Jobs | Latest Jobs | Management Jobs
Organization: HBL
Newspaper: Jang | Jang Jobs
City: Karachi
Province: Pakistan | Sindh
Education:Bachelor
Last Date:September 26, 2025
Vacancies:Multiple
Company:Habib Bank Limited - HBL
Address:HBL Tower, Plot No. G‑4, KDA Scheme 5, Block 7, Clifton, Karachi – 44000, Sindh, Pakistan

Benefits HBL Pakistan Jobs 2025:

Health and life coverage for personnel and eligible dependents. Provident fund, gratuity, and annual go away benefits. Professional boom through leadership schooling and profession progression packages.

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How to Apply for HBL Careers 2025 – CAD Trainee Program for Fresh Graduates?

  1. Visit the Official Link: Go to the HBL careers portal or the application link provided: HBL Careers.
  2. Register / Login: If you are a new user, create an account; existing users can log in with their credentials.
  3. Select the Position: Choose CAD Trainee Program – Risk Management from the list of open positions.
  4. Fill Application Form: Complete the online form with personal details, educational qualifications, and experience.
  5. Upload Documents: Attach your resume/CV, academic certificates, and any relevant experience letters.
  6. Review & Submit: Double-check all details for accuracy before submitting the application.
  7. Confirmation: You will receive an email or notification confirming successful submission.
  8. Follow-Up: Keep track of any updates or communication from HBL regarding shortlisting, assessments, or interviews.

Online Apply

FAQs HBL Online Application 2025:

Q1: What is the last date to apply for HBL CAD Trainee – Risk Management?
A1: The last date to apply is September 26, 2025.

Q2: Is experience mandatory for this job?
A2: No, this role is open to fresh graduates, though candidates with relevant qualifications or 0–1 year of experience are preferred.

Q3: Can fresh graduates apply?
A3: Yes, fresh graduates with a Bachelor’s degree in any discipline are eligible to apply.

Q4: Is this job open to all provinces?
A4: Yes, positions are available in Karachi, Lahore, Islamabad, Multan, Faisalabad, Gujranwala, and Sialkot.

Q5: How can I apply online for this position?
A5: Visit the official application link (HBL CAD Trainee Application) and submit your application through your HBL careers account.

Join HBL Last Date 2025:

The last date to apply for the CAD Trainee – Risk Management position is September 26, 2025.

Habib Bank Limited HBL Careers in 2025 Advertisement:

Habib Bank Limited HBL Careers in 2025 Advertisement

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